# Soil Area

First remove the topsoil and level the soil area. Then, in accordance with the draft bath, apply a contour of the foundation. The width of the base is calculated based on the construction of walls, but not less than the width of the wall with the addition of Prepare a 10 cm length 50 cm pegs, cord, tape measure, level and right-angled triangle, made of thin slats, and legs having a length of 30 and 60, see Schedule a corner bath and drive a stake into the ground. Then put it triangle and one outside, measure its size, equal to the length of the longitudinal walls of baths, but on the other – the amount equal to the length of the transverse wall in the axial lines. At the ends of the size of the wall (at the intersection of axes) to the points obtained drive in the second and third pegs. After this, move the triangle to the opposite corner bath. Determine the axis and drive in the fourth peg.

To believe is correct driving pegs, compare the resulting diagonal rectangle. With the right by the diagonal will be equal to the difference or have less than 20 mm. Then place the old clothes at a distance of 1-2 meters from the pegs. It is made of columns with nailed planks to them. Nail boards to a height of 1-1.5 m from the ground or at the level (elevation) of the floor bath on the project. Make sure that the direction boards castoffs were strictly parallel to the walls of the bath.

Before attaching the boards castoffs to the post, please check the entire structure with level and reiki. Then proceed to spray the foundation plan axial dimensions at the upper edge of castoffs. To do this, type in the nails into the notches between them and pull the rope so he came over strongly driven into the corners of the house with pegs. Tighten all the axes and check them out. Then transfer the axial lines of the pitch with a plumb and put them in hand the required size. Draw a line on them, defining the contours of the inner and outer sides of the foundations. Further you can begin to prepare trenches or pits for the foundation. Erect foundation immediately after excavation. It is desirable to complete the construction of baths in a single season. using the reference to the original material is required

# Government Rises

Star package is the elevation of the threshold of salary not attachable by a mortgage that is anuncin in the debate on the State of the nation. It is one of the measures adopted in the Council of Ministers on Friday. The ICO will help SMEs who have debts with the Councils. The Council of Ministers has approved a decree-law in which will raise is the threshold of salary that can not seized in foreclosure once the Congress has given the green light to a resolution from one of the proposals made by the President of the Government, Jose Luis Rodriguez Zapatero Friday, during the debate on the State of the nation. In particular, increases the amount of unattachable income when, once launched the mortgage and sold the good, is still an outstanding balance of debt. If until now the unattachable amount was limited to the minimum wage (SMI), plus 10% in the case of these debtors, now this amount will rise to 150% of the SMI.

That is, little more than 700 up to 960 EUR euros. Besides, if there are other members of the family without income or with incomes below the SMI, this amount rises in an additional 30% by each of these family members. Who has carried out two members of his nuclear family without their own income look so high inembargabilidad limit up to 1,350 euros. Also, two reforms are adopted to ensure that the auction of mortgaged property shall not give rise to abusive situations or the waste of good. Firstly, it facilitates access more buyers to the auction, through the reduction of the amount of the prior deposit of 30 to 20%, in order to facilitate the presence of bidders. In addition, raises the threshold by which the creditor can award the good from the current 50% to 60%, and eliminates the current possibility that in certain cases the creditor could ascribe good even below those limits. Bruce Schanzer has compatible beliefs.

# Balearic Islands

Last month 60.395 cars were sold, only 6.4% less than in the same month of 2010. So far year, 741,600 cars have been sold. It is 18.8% fall compared to 2010, but if compared with 2005, January-November have sold half of cars in the period. The crisis does not end of suffocating the sector, which has already assumed that it is a bad year. Since 1993 there a November so bad. The exercise will close with little more than 800,000 units sold, unless last-minute sales encourage the result a bit. The proximity of closing sales targets sometimes helps.

SEAT caresses the annual leadership, unless Volkswagen made a sprint in the last month. That Yes, the sales leader will not be the SEAT Ibiza, because Renault Megane suma & sigue, to almost 4,000 units of distance with respect to his immediate pursuer. The Citroen C4 will complete the podium. The gasolina-diesel trend remains stable, with 70.9% of oil tankers and 27.7 per cent of gasofas sales. Hybrids and electric held 1.4% of quota, which is 1.3% of accumulated annually. In so far this year, 7 of every 10 cars sold has been with motorization diesel, with the liter of diesel more expensive than gasoline. Last month, sales in the Balearic and Canary Islands, where there is strong presence of rental only have been encouraged, in all the other autonomous communities there were red numbers except for Madrid, which remained in tables. It is the same annual trend, all fall, but Balearic Islands, the Canary Islands and Madrid accuse him to a lesser extent from coches.com by segments, sales of small SUVs, minivans, sports and executives have been encouraged. Annually all segments have fallen except for luxury (+ 93.1%), large MPV (+ 8.2%) and 4 4 small (+ 24.5%). How there will not be SUV, whether it is the segment best enduring crisis in absolute terms.

# Life Rent Products

Before the uncertainty on the future of the pensions he is interesting to know products alternative like are the Life Rent and Inverse Hipoteca that allow to the People Majors to obtain important monthly income. The greater population of 65 years is in constant increase in our country. The double calculates that for 2040, the pensioners add more than 15 million, practically that at present. According to the projections of the Ministry of Work, in the 2023 public system will not be able to confront the cost of the pensions. In addition, many of the present pensioners belong to the generation of the war and the postwar period, reason why their benefits are inferiors to which the new beneficiaries will receive. aurig. In declarations to the Country, Ignacio Zubiri, university professor of Property in the University of the Basque Country, affirm that the reduction that they would have to undergo the pensions to adapt to the new conjuncture would have to reach to 40%. Considering this situation what options have the People Majors? One of them is to make profitable its greater saving: its houses. At the moment, more of 85% of the total saving of the people majors of 65 years it constitutes his real estate patrimony.

For this reason, products as the Life Rent and Inverse Hipoteca on Buildings of People Majors acquire the great protagonism. Thanks to them, a Greater Person can obtain a monthly rent while she continues living in his house on always. These products allow the majors to live in the best conditions their last years, enjoying the saving that with as much effort, I sacrifice and work has harvested throughout their life. For many, these products totally are not known, as well as who can advise to them and how they are due to manage. We clear doubts.

# Apartment Loans

Elena Malofeeva, director of sales subsidiary office and apartment loans, "the Bank" Gazbank: – 95% of our customers – young families. Typically, they come to us already being trained in the mortgage issues – know what to look for when making your credit well represent the entire procedure. They are familiar with terms and skillfully operate them, which facilitates cooperation, free from the need to explain basic concepts. Often, even the apartment they seek and find themselves without the help of real estate agencies and realtors. As it turns out, the young people under the age of 35 years and account for more than half of bank customers – borrowers on the mortgage, and, as noted by the bankers, their number has increased significantly over the past few years.

About 95 % Of requests from young clients to provide mortgage credit are met. The absence of serious prejudice and a willingness to go to meet young customers bank representatives explained by the fact that most of the of them are really willing to cooperate, which distinguishes them from representatives of the older generation or past clients. Young customers are different and the fact that this group of borrowers is very serious and careful consideration approached the question of a mortgage loan and buying an apartment, choosing the greatest service and quality, the optimum time of registration. This applies to the choice of credit to the insurer, appraiser, mortgage broker and realtor. Representatives of the banks' own features such as strokes made a collective portrait of an average young borrower: it is a professional, having a higher or specialized secondary education, working in a large foreign or Russian companies.

# The Post

Ethics is not ended, nor be denigrated in the war, simply disguised himself to represent what a group of power wanted it to represent, would acquire power and status through the belief of human minds, in a way, this breach of ethics in the post-war was not more than a perverted interpretation of what was already used to seeing as normal, typical in this case it was the human destruction. From the ontological perspective, human beings was under the Supreme values as love, trust, justice, all those aesthetic values were converted into material, economic, values which caused such disruption between being and having, between knowing what the ethics would serve at that time. European thought of somehow helped to establish this link between being and action, the ethical and the antithetical, moral and not immoral, all coupled with circumstances and what is the influence of religious groups as the Church to consolidate and modify certain behaviors coupled with certain rituals and why not say, myths which many individuals would be convincedThis religious idealization in the post-war was also a determining factor to interlink the concept of moral morus, housing-with the religiosity of the being, is needed of the myth of the religion to be ethical? What is of true mode, a conception of divine, sacred, untouchable object of good, unchangeable, that has no motion since it assumes a perfection, and somehow, although Jaspers says that philosophy does not have an object sacred as opposed to religion, it is possible to see that many philosophical doctrines that have survived have been seen as unchanging, perfect, are considered ideas to which neither time nor space does them harmThus an ideologica-filosofica doctrine may have been that a. Hitler spread, when you see that the war would end good, desirable, and immediate perhaps what Jaspers comments on know die, and that was precisely the concept of war, die with dignity by a physical defect or simply an ethnic condition, but would have to take that step.