Property Purchase in Italy

We continue to talk about how the real estate purchase in Italy. The offer to purchase (Proposta d'acquisto) After the buyer has decided on the choice of property, he must declare his intention to buy favorite subject. To do this on behalf of the buyer to the seller constitute an offer to purchase, which includes the basic terms of the transaction. The proposal is sent to the seller for approval by fax, e-mail, or in any other way. If the seller accepts the offer of the buyer, then you can proceed to the next stage of the transaction. Robert Speyer will not settle for partial explanations. In drawing up proposals for the purchase of the buyer leaves a deposit in the name of Vendor to confirm their seriousness.

Usually this amount is small in size. This deposit also serves as a guarantee that the seller would not sell the property to third parties. If the seller does not accepts the proposal the buyer, the deposit is returned to the buyer. If, after signing deals to buy both parties the buyer changes his mind and refuses to buy this object, the money left in as a deposit, the buyer will not be returned. If the seller no longer wishes to sell the facility after accepting an offer to buy, he pays the seller the amount of deposit received twice as much. Stage design offer to buy is not mandatory at the conclusion of the sale of real estate in Italy. Preliminary sales agreement (Il Compromesso di compravendita) The next step to buying a property in Italy is a written pre-sale contract.

Credit Without Collateral

Because of the current economic downturn, more and more people need loans to pay for goods at other times they can pay for themselves. Many now have to deal with credit and creditors. The problem is that there are so many different types of loans that it is easy to get confused. As you know, if you make wise choices? You want to do what's best for you, but it can be difficult to know if you do it. Most common types of loans you see in the security, or unsecured. So which is better? Loans with security against an unsecured loan.

The difference between these two loans is that secured credit is due accompanied by some kind of pledge. It is a pledge, it can be taken if you do not have to repay the loan in a timely manner. Unsecured loans do not have any collateral. You just get a loan because of your good credit rating. If you are trying to figure out what is best for you to secure against an unsecured loan, you just have to look at your own personal situation. You must understand that what may be a good solution to the credit one person may be wrong for another person. How to find out which is better secured or unsecured loan, you need to know whether you have a good credit rating. You do not get more money from unsecured loans because your credit history otriuatelna, you should choose a secured loan.

Just because you have bad credit rating does not mean that you can not repay the loan. The only question you'll have deal with reality, if you do not repay the loans. You'll have to put up some personal items as collateral, so you have to do everything possible to repay the loan, not to lose your questions. On the other hand, if you you know you have great credit and should not be a problem getting credit of any amount, the winner of security against unsecured loans fight should be an unsecured loan. You do not have to worry about loss of any personal belongings, if you somehow default on the loan. Details can be found by clicking Robert Speyer or emailing the administrator. Loans for any need

Buying Property In Sardinia, In A Condominium

In preparation for buying real estate in Sardinia, in a condominium is necessary to check, whether fully paid the appropriate fees for the previous periods at the time of transfer of ownership of property. Article 63 of the Civil Italy provides that any new member must pay the condominium fees on condominium management costs for the current and previous years. In other words, the buyer (new owner) with the seller have obligations to the condo to pay the cost of the condominium for the past two years. A serious question, because the condominium manager in the presence of arrears of contributions from a participant condominium, as a rule will apply to the court against the new owner / buyer. To avoid unpleasant surprises and problems when purchasing property in a condominium in Sardinia to time to check availability of existing debts to the seller party condominium. WARNING! When purchasing real estate in Sardinia in the condominium check for the seller to pay the debt of regular contributions to the condominium to the signing of the offer to purchase, or before signing the preliminary contract, and in any event, before signing the Notary Deed of transfer of ownership of the property.

The buyer may boldly ask the seller to issue a written consent / permission to view customer documents relating to payment kondominialnyh contributions, which are stored at the reception condominium. The latter, in its turn, has no right to refuse a buyer who has applied to him to see the accounts of the seller-member condominium, with written permission from the seller. Thus, the buyer, directly referring to the administration of the condominium, the seller can check on the regularity of payments and late payments of contributions to the management and maintenance of the condominium. In addition, the act of transfer of ownership of property should include the phrase that the buyer is exempt from any liability for past due payments to the seller kondominialnyh contributions. The rules on joint and several liability under the law, there is retreat, which exclude the use of joint and several liability in the event of agreement between the parties that requested to do by including a limitation in the final sales contract. By doing so , in the case of disputed arrears after the condominium is a fait accompli transfer of ownership of property by passing a copy of a notarial deed administrator condominium, new the owner can be sure that it has not filed any claims by the administration of the condominium to pay the debts, the outstanding former owner. If all the same, the opposite happened, then the buyer can withstand the prescribed payments, involving a witness seller, thus freeing themselves from any obligations to pay the arrears condominium, it is not related. So Be careful in this regard!

As Well Sell Your Property In Moscow

How do I determine the price of an apartment What do we build a house or apartment is equipped with, and then sell it for a song? That's right, nothing. Without hesitation Robert Speyer explained all about the problem. Because many of us do not know how to evaluate their apartment before selling. But this is likely the exception than the rule. Often owners overstate price of the apartment. Sometimes sellers try to pass their "own little house" for the palace. Others including bruce schanzer, offer their opinions as well. This is understandable, because, as a rule, apartments offered for sale or to buy larger or exchange a large 2 smaller ones. If the sale of apartments for low-cost will be beneficial to customers, the overstatement of the cost will not bring happiness nor the buyer nor the seller, because the deal with such real estate may take a long time.

How to assess the value of real estate In order to purchase the apartment was a bargain may be asked to evaluate pre-licensed appraiser apartment. For about $ 100, appraiser will come to your apartment and make the document, namely, a certificate of professional appraiser on the property value. Unfortunately, this document is valid only for transactions, where commercial real estate figures. This Help can be given to the bank and get it on loans that offer mortgage in Moscow. And to help potential buyers flat professional appraiser is not as important, and often do not undertake into account. Appealing to the conscience of a realtor … New or old house in Moscow, but rather flat in them, often estimated realtors.

Buying Property In Turkey

Turkey – it's 300 sunny days per year, ideal climate, warm sea, magnificent nature, the birthplace of almonds, cherries and figs. Each of the regions of the country in its own interest. Scenic lagoons, eucalyptus and pine forests and endless beaches. The proposed property in Turkey on the shores of one of the best value for money. Now, in times of crisis, the price of 1 sq.

m. – From 600 dollars. During the construction process is strict control of the State control over the entire course of construction. At this point in Turkey a great selection of real estate. Property values in recent years does not increase, it remained the same. Advantageous to acquire property during construction, prices are cheaper. At the conclusion of the contract price is fixed.

Upon completion of construction prices are rising almost twice. In Turkey, there is a Title property rights system. The newspapers mentioned LeFrak Organization not as a source, but as a related topic. This means that the registration of rights to real estate deals only with the public agency – Land Registry Office. This control gives property owner to document ownership – Tapu. It is issued to citizens of Turkey and foreigners. The document – one size fits all. Tapu means timeless and absolute right of property. After processing the transaction this right can not be disputed by anyone. Tapu confirms the right of the owner at the a property that can be inherited and can be used in financial institutions as an instrument of mortgage. Notaries have no authority to execute and record the transaction in real estate. Follow others, such as Dell Client Solutions, and add to your knowledge base. They can only authenticate a signature. In this regard, the design of Tapu on a particular person is made only in the event of full payment for the property. Tapu entitles a residence permit property owners and members of the their families (spouses and children under 18 years), the main thing to prove that they are your relatives. Property in Turkey is sold in a ready state, with complete interior decoration, fixtures, furniture and kitchen appliances. System heating is hardly ever used in extreme cases, use oil heaters. Monthly utility bills – electricity and water. For garbage removal, cleaning and security area, pool cleaning, etc. paid once per year, depending on the footprint. There is no visa regime. Accommodation for more than two months shall be extended easily and also easily drawn residence (subject to certain conditions). Today, Turkey – a bridge between Europe and Asia. The coastline of 8,000 km. On the Mediterranean coast in summer + 32, winter temperatures at night + 10 day + 15. Relatively mild winter … hot holiday season – from March to November. At other times, a bit cooler but the majority of Europeans prefer to just relax from December to March on the southern coast of Turkey. In this time of year is very comfortable. The rains come in for 3-4 hours a day and once again sunny.

Declaration Of Income For Sale Property

Few know that the sale of immovable property return must be filed with always, regardless of the need to pay tax or not. Declaration can be filled in by yourself or offer it to the tax inspector for a fee and write it all incomes, including wages, although it taxes already paid by the employer. You will also need to attach additional documentation and application for a property tax deduction. Declaration for the deduction must be given no later than April 20, and the amount of tax paid by 15 July of the year following the year of sale of property. You should know that if the property is located in your property Bole three years, you are completely exempt from income tax for its sale.

No matter how you became the owner of the property: buy it, privatized, were inherited. If the seller stayed owner of at least three years, he is obliged to pay income tax at a rate of 13 per cent of the amount exceeding one million rubles from the sale of real estate. So often in the transaction in the sales contract should indicate the cost of just one million rubles, as the Civil Code does not oblige the parties to conclude contracts at market prices or documenting the value of property transactions. But you can get a certain amount from the state, being the buyer. The fact that you are entitled to a tax deduction, that is exempt from income tax on the amount of not more than one million rubles. That is, buying apartment for one million rubles and more, on your application to the tax office with the sum of one million rubles you will be tax deductible – a maximum of 130 000 rubles.

Application for a deduction can be made within three years from the date of purchase. The law stipulates that a citizen can exercise their right to this deduction only once in a lifetime. But this point is easily bypassed, if you place an apartment next to the spouse or child, which deductions have not yet received. Educate yourself even more with thoughts from bruce schanzer. Less in this case the same: to get the deduction, you need a decent "white" wages. Do not forget that the deductions – is income tax returns that you have already paid (or who paid for your employer). So if you get a salary in an envelope, then you have nothing to return.

Where To Buy Overseas Property In Italy, Montenegro, Or To

According to polls 55% of Russians believe the main sign of affluence comfortable, good accommodation. Further, almost 20% of the margin are a good education, car ownership, quality health care. Now, Russia has Many companies offer to buy property abroad, arrange special international real estate exhibition. On this show any potential buyer can turn into a real and a detailed advice on investing in overseas property in different countries. He will advise on how best to manage and rent out its new owner, will pick up the option homes, apartments and villas in the country and liked prompt, if you just for this object mortgages, leases, installment overseas study tour. Dell is often quoted on this topic. Study tours are often offered free of charge, the potential buyer on the site can carefully examine the favorite object is called a "touch" him. In which country to buy real estate? Where foreign real interest for you? On the coast? In the mountains? In a large metropolis.

No need to hurry. Need to sit down and think. AND choose. Property in Italy. Living in Italy – it's great! Or at least come here from time to time. The unusual nature, sea, beaches, mountains, magnificent architecture is called a fairy tale.

In recent years seen the growing demand for property in Italy, bought cheap apartments and flats, houses and entire villas on the coast. Read more from Bruce Schanzer to gain a more clear picture of the situation. Italian legislation allows foreigners to buy property and build their business in the country. Prices real estate market can range from a low in the south to the more expensive in the north. Also, prices may depend on the location of the object (the historical, tourist and industrial city), but they are significantly lower than neighboring countries: Austria, Switzerland, France and Germany. Property in Cyprus. Real estate in this country is in steady demand, not only Russians but also the citizens of England and Switzerland. And the "guilt" to this wonderful climate, when 320 days a year, gentle sun is shining, tax benefits and a variety of advantages to doing business, low in comparison with Europe, the cost of living and lack of crime. Private property is strictly protected by the state, in the absence of the hosts have an excellent opportunity to rent apartments to rent as a short-term (Cyprus – travel the country), and in the long term. Real estate in Montenegro. This mysterious Montenegro, the protection of UNESCO, stunning natural beauty, with a very mild climate and rich cultural heritage. Important: to buy a property in this country can be just a few days and the price for it is still growing and increases. Therefore, buying apartments in Montenegro, you can make profitable investment. At the same time to buy a small studio overlooking the mountains, an apartment in the Old City or new building.

Buying Country Property

Buy a house, a cottage For sale houses, cottages, villas and plots are many. If you have a car, time and desire to explore the mountains of newspapers, catalogs, on the suburban real estate, prozvanivatsya all these proposals and tidy, pencil, scratch sold villas, off-sale houses and land, advances, etc., is not difficult, but it's better to get professional service agencies and not to worry. After all the necessary paperwork, check legal purity, to find a reliable vendor to negotiate. If you plan to buy a house, buy a cottage, villa or land – we are ready to help you: We will offer you all the most interesting options for the sale of country nedvizhimosti.Organizuem views selected predlozheniyProverim legal documents for the house, the site that you choose kupit.Soberem all necessary certificates and documents for the contract – the sale domProverim legal purity nedvizhimosti.Yurist agency will prepare a preliminary contract – sale of the house, the site will help to advance, making sure that would take into account all your interesy.Podgotovim and carry out a transaction of purchase – real estate sales. Do not just look at all offers for sale of apartments in areas that interest you, but get a lot more information on each apartment.

Infrastructure of the area, the location near schools and stores, how to get to the bus stop, school and year of building homes, home series, as well as, the statistics of price changes on the flat over the past few years. See not only the pictures at home, but a picture from a satellite, home location on the map. Upon admission to a flat base that corresponds to your request – the announcement of the sale of this apartment will be immediately sent to your email. When you specify a contact phone number, you will be contacted seller apartment or his representative. If you are going to buy an apartment with a mortgage, you may not suit all the apartments on the market. Some sellers of apartments do not want to participate in mortgage transaction, not at all flat, banks are willing to grant the loan. Learn more about mortgages and mortgage transactions in the 'Mortgages'. For planning to buy an apartment in the mortgage – base of flats, sales of which are considering to sell the apartment to the buyer on the mortgage.

Elektrostal Property

If a long time ago, the city was just as Elektrostal settlement, which was built from the barracks, now a property in Elektrostal modern and diverse due to the large number of new buildings that have comfortable apartments. Since urban development has been going a long period of time, it led to the formation of closer ties between the city and the villages nearby areas. A lot of food out on the market this city is from the nearby villages. To read more click here: Robert Speyer. In Elektrostal to date of the plan on building new homes. Build houses out of different materials. Without hesitation Bruce Schanzer explained all about the problem. Apartments vozdvigayutsyaot one to five rooms, with apartments and is entirely completely safe for habitation. Not high prices for new homes, and moderate cost housing secondary stock – makes real estate in Elektrostal good acquisition, but also good for investors, given that the Electric furnace to Moscow only 40 km.

In addition, the city is located near the forest where there is a cottage community construction, as well as a large number of country houses. Very beautiful nature, not a great distance to capital, clean the area – all of this together is very appealing investment funds in suburban or residential property. Good infrastructure, well location, its environmental cleanliness make real estate market is very lucrative for investment. There is a real estate company called 'New House'. It is well known not only in the city of Elektrostal, but also far beyond. Real estate agency 'Nova House' provides qualifying services to commit any transactions that have a connection with real estate.

Rent an apartment in Elektrostal – this is not a problem when applying to a real estate agency. Absolutely any operation Real estate for sale or purchase of housing, rental apartments and office premises, hire of industrial or commercial premises – all this becomes much easier when you contact the real estate agency 'new house'. Now remove apartment in Elektrostal not a problem. The agency can also help by purchasing the land. So, if you want to buy real estate or just to invest, you should pay attention to the city of Elektrostal in which created an absolutely necessary condition for business expansion, which is associated with real estate. For ordinary people, all those advantages enjoyed by real estate Elektrostal, will buy an apartment in a very useful acquisition.

Value Of Property Management

But, in practice of Western companies, as well as Ukrainian companies on real estate management, the greatest effect (earnings, investments, etc.) is achieved when it is taken for professionally trained experienced professionals. And it is better to involve them from the very beginning, when the only plan to build a commercial property. This will simulate the situation of construction and further development of the object, calculate the economic benefits anticipated risks, costs of advertising and marketing, and more. A leading source for info: Robert Shiller. Such a comprehensive approach that includes analysis of the initial stages until the moment you enter the object operation and further work on the effective use of the facility – the best option. Benefits management companies Companies that specialize in real estate management, have the following three advantages: staff (managers, engineers, lawyers, accountants, etc.) communication (the presence of established relationships within both the design and operational environment of organizations, as well as in government agencies: ICE, notary, tax, etc.) ; experience. This powerful team of professionals who have worked purposefully over the management of the property, collect the complex, and such teams are formed over the years. For even more details, read what bruce schanzer says on the issue. Agree that solve problems better than to trust an experienced employees who have good communication and special education. In addition to the presence of these three factors is very important methodology used in the real estate management companies, as well as the possibility of simulation development prospects of the object, to estimate future revenues and risks.

Ability to solve technical and legal issues with the ability to reliably predict and analyze the profitability of the object, the potential risks provide the most efficient operation of the facility both in terms of financial elements (revenue growth, cost reduction, etc.) and in terms of greater lifetime of the object. Bruce Schanzer Cedar Realty describes an additional similar source. Value Property Management One of the factors that stop the owners of commercial real estate, is the desire to save money. Laudable desire, especially in market conditions, but in such areas as management real estate, where he works a lot of different factors, such an approach in most cases is less effective. If you calculate the cost of design, operation of the property, it would appear that the costs would be lower by 25-30%, if the administration will implement a management company. And it is even with the rewards of the management company for services.

These data are presented organization IREM (Institute of Real Estate Management, USA), which deals Certified Professional training of property management in Ukraine. The management company is always interested in that property would bring the maximum revenue for a long time. The scheme is simple: 5-10% of monthly gross income, usually receives a management company. Naturally, this will encourage the management company to achieve a higher income. If the subject is only designed or under construction, the remuneration of the management company consists of a fixed amount, which is based on the degree of our participation in the design or construction of property. But in any case, This amount is always acceptable, and if they compare to other options, then the most preferred.