There are multiple possibilities that allow us to survive in an unfavourable context in any expansive environment or recession. After verifying that the excesses in real estate, stock market, technological sector and recently in real estate is recommended to orient our professional activity in an activity that is distinguished by offering a product or service with a high added value, which invests in research and development and to not promote its social object in speculation and the exponential growth. Although it is difficult to avoid the temptation of easy money or stock market speculation, real estate or technological we try to position ourselves in an emerging or mature sector that has proper planning and organization. Guide our long-term results based on linear growth and adapting ourselves in every situation to the market is the only viable way to be efficient. If you are self-employed or professional we must not pigeonhole us but grow and reinvent themselves at all times, increase our knowledge in different emerging areas and above all try to be multi-purpose and versatile. Many jobs and services allow us to be moonlighting and perform multitrabajos that complement our revenue. New technologies allow all professional outsource their work and completed his performance, improve communication with their customers and obtain all the necessary information instantly. I have attached a website where you can find more information.
Real estate prices are too high: if people bought the apartment only on their own savings, the market would simply froze. Mortgages becoming more mundane and neither Sellers nor the realtors are not afraid. Banks, in turn, realized that their excessive demands for the collection of documents hinder the process, and the excessive demands refused. Now needed about the same set of documents for real estate acquired in the mortgage or at his own expense. QUESTION 3 Is it true that differential payments on the loan more profitable than the annuity? This myth is in vogue recently.
Importantly, you need to understand – the method interest in both forms of payments is the same. Interest is calculated on the balance owed. Annuity (A) – is when the entire debt plus interest is divided into equal amounts for the monthly repayment. It is structured so that at first most of the amount goes to repay interest and less – on account of principal. Over time, the share of payments on the principal grows and the interest decreases. And all this within unchanging monthly payment. When the differentiated scheme (D) payments of principal every month remain unchanged, and to them added payments on accrued interest. In this case, at first they are so great that may exceed the borrower's income. But after the purchase of housing bore down a lot of other expenses – repairs, moving … Those who have coped with the first months of excessive stress on your budget, really overpays less than in the annuity.
Additional components can be designed freely. The James House Ltd”offers in addition to the Christmas campaign also plots of land as well as a full service. Model houses can be seen in the new Hagen, Berlin and Schoneiche. More to the journal Berlin & Brandenburg the actions, contacts and information about price and individual design as usual you can in the current issue of the regional real estate. Seller and landlord beware: an energy performance certificate must be presented starting in 2013! Who wants to use his newly built home not only for their own consumption, but also want to rent housing, should present a certificate from 2013 prospects. Otherwise there is risk of lawmakers including a fine of up to 15,000 euros. Exhibit only qualified professionals can the energy performance certificate. It should allow the purchase or prospective tenants to estimate the energy consumption of the property correctly.
Also includes a scale which shows the energy consumption of the House. This energy performance certificate meets the desired requirements, it remains valid for ten years. On one Energy performance certificate can from 2013 onwards only the homeowners forgo, who lives only in the home, but neither sell nor rent would like to. New condensing boiler with heat cheap the energy performance certificate save with detailed insight into the thermal efficiency of the building allows for the cold season. Home Builder must ask so from the outset, whether they have an economical heating. In addition the choice of the right fuel. 49.1% of homeowners in Germany set according to current statistics of the Federal Association for energy and water management for home heating to natural gas as heating fuels.
As compared to heating oil, with 29.3 percent of the Germans heat the apartment, natural gas is mostly cheaper. Who can not but replace his entire heating before the beginning of winter in the short term, should think at least about the change of the old boiler. Because it pays off in almost all fuels. A newer unit with condensing technology remains here for short time the cheapest and most efficient instrument in order to save energy. More information on cheapest combustion value techniques, the new energy performance certificate in 2013 and efficient home heating is there in the special part heating”the December edition of the regional real estate Journal of Berlin and Brandenburg. On top of that, the current edition offers a comprehensive supplement to the subject area sustain”with detailed information about the Bauhaus style and offers the home provider in Berlin and Brandenburg. Regional real estate journal Berlin & Brandenburg there in any well-stocked newsagents and also on the Internet. You for more info see or real estate journal. Contact: Regional real estate Verlagsgesellschaft mbH Wilhelmstr. 4 14624 Dallgow-Doberitz Fabian of MacLean Tel: 0 33 22 / 22 166 fax: 0 33 22 / 24 45 88 the regional real estate publishing company is since 1996 of the editor of regional real estate journal Berlin & Brandenburg. Many real estate listings from the region of Berlin & Brandenburg can be found in the monthly magazine of the ad. The display part is supplemented by many interesting editorial content from the regional real estate and lots of information around the building. Those who prefer the modern information search on the Internet but rather, you will find it in our portal at. So the regional real estate available Berlin & Brandenburg as the online magazine journal. In addition, Advisor Berlin & Brandenburg appear once a year the Berlin & Brandenburg pattern house leader and real estate.
Demand shares for monument protection objects representing money market accounts, funds, and other products of the capital market not the adequate solution for the asset accumulation for each customer more. There are rather a property high in the course, which can offer more security and protect the assets from loss. Buying a property is a complex undertaking that requires the consideration of many criteria. Often lack the private investors and companies the expertise, competent to make the decision. However, more and more investors want to invest in listed real estate, to deposit their money safely and generate a second income by renting the object. The economic advice from the HA 67 in Berlin is the right partner for the purchase and financing of listed real estate.
The company advises its customers to ways to make the sustainable rental to ensure real estate. Also clarified through detailed calculations if the profitability of the property is given. Customers benefit especially from the market expertise, since the decision in real estate issues as a result of the changing trends in the markets is increasingly difficult. The economic advice from the HA 67 in Berlin looking for employees to expand their sales and customer personnel. The ability to operate in a dynamic market environment and to create a product with convincing advantages – the listed real estate in their professional focus is the new team members. The profession of consulting is a career path with prospects for the future, which allows the Ascension and the assumption of responsibility for dedicated staff.