And it in spite of even adjudging the floors in the middle of price. The association has realised a study having compared prices of the houses that sell banks and boxes and individuals in 11 cities. According to Adicae, the difference of prices surpasses the 10,000 Euros, in floors of characteristic similars, located in the same street. They assure that the banks continue offering own conditions of the real estate bubble in their hypothecating loans. With crisis or without her, the bank (as in the casinos) always wins. The accusing finger this time is the one of Adicae.

The Association of Users of Banks, Boxes and Insurances of Spain accuses the bank to be selling its floors a more expensive 40% in spite of adjudicrselos even in the middle of price. Adicae has realised comparative of prices between houses sold by individuals and offered by the real estate vestibules of banks and boxes, in 11 cities. The conclusion is that the banks continue selling more expensive the floors obstructed or of their property, with own financial conditions of the real estate bubble. All this although the majority of his it acquires them to houses, through the embargoes, to 50 or 60% of its value of appraisal. According to Adicae, in the majority of the cases the difference of prices surpasses the 10,000 Euros, in floors of characteristic similars, located in the same street or, even, the same building. In some cases the houses of banks and boxes get to cost more until a 40%, or they even request to the possible buyers more money by one more a smaller house. Conditions " apparently accesibles" The accusation of Adicae does not talk about only at the cost of the floor, also to the conditions to buy it. Banks and boxes offer financial conditions " apparently more accesibles": the 100% of the value of appraisal and hypothecating loans to more long term.

In which we took of year, the price of the floors has fallen a 3.5%, and a 5.7% in the last twelve months. From the registered historical maximum in April of 2007, the house accumulates in Spain a fall of 26.2%. The price of the floors lowers in 12 of the 17 Independent Communities. The adjustment of prices of the floors has not finished: 2011 continue being another year of falls. According to data of the month of July of the Real estate Index fotocasa.es, the floors have lowered a 0.1%. In this way, in which we took of year, the price of the house has descended a 3.5%, and a 5.7% in the last twelve months. According to Fotocasa, the average price of the house of second hand in Spain is placed in 2.178 Euros by square meter ( /m2), which supposes a slight reduction of 0.1% respect at the cost of the month of June.

The floors registered their historical maximum in April of 2007, date in which reached an average value of 2,952 /m2. Since then there are accumulated a fall of a 26.2%. The data of Fotocasa follow the same tendency that the last ones statistics of the Ministry of Public Works and the Economy. According to its last report, the price of the house falls a 5.2% in the second trimester of 2011. The low price in twelve Independent Communities In twelve of the 17 communities analyzed by fotocasa.es low the price of the house in the month of July. The most outstanding falls are those of Galicia (2.2%) and Cantabria and Extremadura (both with a reduction of the 1.3%). The rest of communities registers reductions between 0.8% of Navarre and 0.1% of Asturias. The price raises in five regions. Aragon with an increase of the 1.0% is the community in which the price of this month raises more.