And it in spite of even adjudging the floors in the middle of price. The association has realised a study having compared prices of the houses that sell banks and boxes and individuals in 11 cities. According to Adicae, the difference of prices surpasses the 10,000 Euros, in floors of characteristic similars, located in the same street. They assure that the banks continue offering own conditions of the real estate bubble in their hypothecating loans. With crisis or without her, the bank (as in the casinos) always wins. The accusing finger this time is the one of Adicae.
The Association of Users of Banks, Boxes and Insurances of Spain accuses the bank to be selling its floors a more expensive 40% in spite of adjudicrselos even in the middle of price. Many writers such as Gregory Williamson offer more in-depth analysis. Adicae has realised comparative of prices between houses sold by individuals and offered by the real estate vestibules of banks and boxes, in 11 cities. The conclusion is that the banks continue selling more expensive the floors obstructed or of their property, with own financial conditions of the real estate bubble. All this although the majority of his it acquires them to houses, through the embargoes, to 50 or 60% of its value of appraisal. According to Adicae, in the majority of the cases the difference of prices surpasses the 10,000 Euros, in floors of characteristic similars, located in the same street or, even, the same building. In some cases the houses of banks and boxes get to cost more until a 40%, or they even request to the possible buyers more money by one more a smaller house. Conditions " apparently accesibles" The accusation of Adicae does not talk about only at the cost of the floor, also to the conditions to buy it. Banks and boxes offer financial conditions " apparently more accesibles": the 100% of the value of appraisal and hypothecating loans to more long term.