Financial Company

The rapid development of the Moscow Region market of cottage building makes developers look for new conceptual solutions to attract potential buyers. Indeed, for a successful project requires develop an original concept, an idea that would make it unique in the market. Investment and Financial Company “Atlas”, the developer of the project “Forest Rhapsody”, focusing on current spending requirements created a cottage community, which in addition to the future residents of Ecology, the original architecture and the necessary infrastructure will have a unique opportunity to communicate and outdoor recreation. The settlement “Forest Rhapsody” was an example of a new approach to suburban real estate: permanent residence in the nature of the whole family with a strong emphasis on infrastructure outdoor recreation. Expert on growth strategy often says this. The basis of this idea is unprecedented in size public area recreation, which in total takes about 10% of the total area of the village. Recreation area of the village “Forest Rhapsody” – a 2 ha landscaped park area with shady paths and bike paths, children’s and general-purpose sports fields, intended for a family holiday in the countryside. Currently, the village has completed the beautification of the birch grove, untouched by the construction, landscaped walking and biking trails, complete clearance of the landscape, set laced pavilions and benches around the decorative ponds, on the shores of which in the near future is a cozy restaurant with a delightful overlooking the park. “We understand the desire to Muscovites to go out of town and live in nature..

Apartments

For example, rents apartments in Odessa on 50-70% less than hotels of the same kind in the same area. At the same time provides the same services that the hotel: online booking, transfers, delivery food and beverage, linen, cleaning the apartment. All these facts make more people coming to Kharkov, to prefer renting apartments in Kharkov, instead of hotel rooms. So if you do not want to pay more housing for rent in a nice alternative for you. You will be able to find housing that will meet all your needs.

For example, 1-bedroom apartment can be studio is newly renovated and all necessary equipment (microwave, TV, DVD, washing machine, etc) will cost about 300 USD / day. One bedroom apartment in Kharkov will cost slightly more, from 350 USD per night, but this price will be significantly less than the price for hotel room. Please note that price does not vary on the number of people. Even in the event of a planned trip with family or if you are coming from the companion, the price of housing will not change. Booking Procedure usually very easy and not time consuming. Apartments in Kharkov is widely available on the Internet.

Simply choose a good agency, review the proposed flats and select a suitable accommodation for themselves. Check-in and check-out the same for all agencies – with the population of 13.00 to 12.00 eviction. Late check-out is also possible, as early arrival. Rules adopted by agencies to make advance payment for an apartment, you zabronirvali. It done in order to confirm your check in to reserve an apartment. Companies for renting apartments will offer you several options for payment, so you can choose the most convenient for you. Thus, Apartments for rent in a number of advantages that will make your stay comfortable in Kharkov. You'll get more comfort, more independence, at the same level of security, but with greater economy than in a hotel. Choose accommodation in Kharkov, and enjoy the comfort and freedom obtained. You can find any apartment in Kharkov taste-from economy to VIP class. Just click on the apartment site and reserve it. Kharkov is waiting for you! Thus, thanks to daily rental kvartirv Kharkov and increasing categories of hotels in Odessa due to repair of Kharkiv will have the required number of hotels and apartments for the reception of guests of Euro 2012.

Property Becoming Cheaper

2009 for the Russian Federation, despite the optimism prevailing in the central channels of TV, was negative. Production fell by more than 13% decline in GDP of power is still less than the promised 9%, but even this value is fatal to economic laws which recognize only increase. Unemployment is rising: in October of unemployed increased by 400 thousand people. Services of natural monopolies continue to grow the planned rate: gas and electricity Expensive, although the dynamics of world prices and demand change. With the reduction in income and inflation is increasing prices for utility services, electricity and gas-finish budget average for the family.

Citizens begin to save money on food. Against the background of the devastation dealt to the assurances of realtors and representatives of construction companies that the housing market bottom has been reached again and apartments can be viewed as an investment. These findings built on the simple fact that demand and housing prices started to rise in the autumn of 2009. But they also persistently overlook egregious set of facts to the contrary. For example, that the lease of commercial real estate has fallen in price in two or three. The size of rental property – one of the tools for assessing the price of the property.

If the rent falls three times, the price of real estate is reduced proportionally. And the real situation is that the price dropped much smaller, which means that there is no fundamental prerequisites for increasing the value of the property, so as much more profitable to rent what is rather than trying to build. In general, the key to growth property value is the number and value of money, but here the full blockage.

Spain Ministry of Housing

Here is the news: the government under Zapatero thunderous applause of the Spanish people eliminated the Ministry of Housing of Spain. As it turned out, Zapatero himself has given birth this ministry, he and "bury" it. Ministry engaged in untruthful advertising, media supplied inaccurate information about the property market in Spain. For example, at the beginning of the crisis ministry officials shouted that there was a collapse in prices, and it's time to buy Spanish property. But in practice, prices actively going down every day. The Ministry was unable to sell the apartments built in Spain, organized, therefore, the "warehouse" housing, which according to various estimates range from 700,000 to 1 million apartment. Nobel Laureate in Economics pursues this goal as well. Today, the authorities begin funding the housing sector, but fear that is not sold "stocks", the agony in the construction sector could end badly for the entire economy of Spain.

Ex-President of the Spanish housing department, we can say parent ministry, his "mother" Maria Antonia Trujillo, who left in 2007, his brainchild, and now works as chairman of the Commission on the Environment, Agriculture and Fisheries, in El Pais interview said that Zapatero had made the right decision on the liquidation of the ministry. She stressed that the crisis of housing sector is rampant, and authorities need to take these positive steps, that in the near future to sell the unsold apartments, and at the same time revive the housing. If today's new building in the square meter is worth 2500 euros, you must provide a loan at 2%, and sell homes. Maria Antonia Trujillo said that when she worked in the ministry, it has made many proposals, which were not accepted! And this is the priority measures, such as equalization of tax breaks for renters and buyers Real estate in Spain. Today everyone knows that land and housing in various stages of the purchase and registration are subject to the 107-th kinds of taxes.

Buyers need to be interested in acquiring the benefits of the second and subsequent homes. Maria Anthony Trujillo believes that it is necessary to focus on rental housing authorities, it is beneficial in terms of geographical mobility. In this case, you will need a fundamental change in the course of housing policy. Concluding, we emphasize that the government of Zapatero takes drastic measures to the housing sector in Spain has fallen off below, and hence property prices in Spain or freeze at current levels or slightly grow up to fly.

Housing Construction

The last few years, Omsk, like most large cities of Russia, has turned into a giant construction site. The many objects are being built in various parts of the city. Experts believe the administration is that construction should not be slowed down and more will be erected dwellings, the cheaper it will cost. Buy a flat in Omsk today apartments for sale in Omsk, a few stopped, as citizens can not buy even through the housing mortgage lending. Although property prices are falling gradually, the material does not allow the possibility of Omsk get the desired apartment.

Statistics shows that the greatest demand among residents with average incomes are two-bedroom apartments on the secondary market of about 50 square meters. Now in Omsk for the most part erected blocks of flats and other types of housing being developed fairly slowly. The chief architect of the city believes that in the near future will justify the construction of low-rise housing. Townhouse – Property of the XXI century in some parts of the city is building town houses, which are a relatively new type of housing. This is somewhat of cottages set in a row.

Each townhouse has a personal entrance, garage and plot in their backyard. Previously they were considered the elite real estate market and were not available to all. Today experts consider as townhouses cost housing as well as residence in reducing utility costs, which is especially important for large cities. More and more people want to live not in high-rise building, and though small, but a separate cottage. Shortage of urban land for construction of individual homes has been a key reason the appearance of this type of housing. Prospects for the suburban real estate is estimated independent experts, real estate in Omsk is presented in the main building in the city, and suburban housing market is underdeveloped. Still, in recent years seen attempts to build villages with cottages in a single architectural style. In the near future – the construction in Omsk "Bavarian Village", a residential complex which will correspond to a single Bavarian style. The new array will consist of two streets, which will be erected 33 cottages with mansard roofs, are is planned to be walking paths, children's and sports grounds. The city administration believes that the housing in Omsk will become not only more accessible but also more beautiful and comfortable. Real estate development in Omsk Considering all the possible prospects of housing construction in Omsk, it can be concluded about the development of the property market in three main areas. First, is the realization of the apartments on the secondary market, which is the most acceptable to most residents. Second, the construction and sale of inexpensive townhouses. Third, is the construction of country cottage settlements. Obviously, each of these areas has advantages and can block its own segment of the housing market. Complex as the use of all three areas, perhaps, solve the problem a lack of residential property Omsk in general.

Where To Buy Overseas Property In Italy, Montenegro, Or To

According to polls 55% of Russians believe the main sign of affluence comfortable, good accommodation. Further, almost 20% of the margin are a good education, car ownership, quality health care. Now, Russia has Many companies offer to buy property abroad, arrange special international real estate exhibition. On this show any potential buyer can turn into a real and a detailed advice on investing in overseas property in different countries. He will advise on how best to manage and rent out its new owner, will pick up the option homes, apartments and villas in the country and liked prompt, if you just for this object mortgages, leases, installment overseas study tour. Study tours are often offered free of charge, the potential buyer on the site can carefully examine the favorite object is called a "touch" him. In which country to buy real estate? Where foreign real interest for you? On the coast? In the mountains? In a large metropolis.

No need to hurry. Need to sit down and think. Learn more at this site: John Savignano. AND choose. Property in Italy. Living in Italy – it's great! Or at least come here from time to time. The unusual nature, sea, beaches, mountains, magnificent architecture is called a fairy tale.

In recent years seen the growing demand for property in Italy, bought cheap apartments and flats, houses and entire villas on the coast. Italian legislation allows foreigners to buy property and build their business in the country. Prices real estate market can range from a low in the south to the more expensive in the north. Also, prices may depend on the location of the object (the historical, tourist and industrial city), but they are significantly lower than neighboring countries: Austria, Switzerland, France and Germany. Property in Cyprus. Real estate in this country is in steady demand, not only Russians but also the citizens of England and Switzerland. And the "guilt" to this wonderful climate, when 320 days a year, gentle sun is shining, tax benefits and a variety of advantages to doing business, low in comparison with Europe, the cost of living and lack of crime. Private property is strictly protected by the state, in the absence of the hosts have an excellent opportunity to rent apartments to rent as a short-term (Cyprus – travel the country), and in the long term. Real estate in Montenegro. This mysterious Montenegro, the protection of UNESCO, stunning natural beauty, with a very mild climate and rich cultural heritage. Important: to buy a property in this country can be just a few days and the price for it is still growing and increases. Therefore, buying apartments in Montenegro, you can make profitable investment. At the same time to buy a small studio overlooking the mountains, an apartment in the Old City or new building.

Mortgages: No Downpayments

Mortgages with no down payment Imagine the picture: You walk down the street, to your approach is totally a stranger. In a rumpled coat, leaky boots and hair, to which is not touched by hand hairdresser at least 10 years. Subject, nothing daunted, reaches out and asks you in debt. Long, about twenty years. Your actions? .. On this question, we will not respond, but we define a counter, a rhetorical question: why did you decide that bank clerk will give you the money? For a bank clerk you are not a customer, you the same seedy subject, meet you on the street. Is there any reason to trust your money? Yes, no Mortgage initial fee you can get. But only those who can attest to its true "white" income.

Such that the bank believed in your ability to cover and debt, and interest on the loan. The rest of the evil one. Somehow I think that those who really can bring their own white income, the credit does not need. And if needed, then for sure on the initial contribution of such a person find the money without any difficulty. Why bank clerk should take against you in a positive solution, if you do not like to confirm their income – not really able to accumulate at least a small amount? Now the mortgage loans are fairly easy.

Even without a tax statement of earnings. In any form, but …. Just a down payment and is the important litmus test that shows to the bank credit to wealthy clients.

Transaction And Real Estate – How Not To Get To A Swindler

The problem of buying a house ever gets in front of each family. But there are always inflated prices for accommodation do not allow many to buy real estate in the city of Tula. Young people also can not afford an apartment in Tula. But for brave, we will discuss how to proceed with the case. The best thing to do – it will solve you own real estate search or contact one of the real estate agencies realtor Tula. The optimal option – is to look for an apartment for sale in Tula itself, and seek legal advice from a professional. Robert J. Shiller has much experience in this field. This approach has two advantages – and cheaper, and safer.

The difficulty in finding and selecting an apartment decides agency. Market real estate services in the city of Tula and the area very well developed and filled with an abundance of different ads. Most likely, you already know which site you want kupitkvartiruilidom in Tula. You must report to those firms that are close as possible to the property. A good agency will always help with the selection not only housing but also with the legal registration of the transaction and collect the necessary documents. Real estate transactions – a difficult, lengthy process.

Although the realtor services, most are negative, still to this moment is better to turn to the experts. They will help save you from errors in the acquisition of housing. For example, a lot of real estate in Tula exposed to sale immediately after decoration, which covers many of the disadvantages, which are able to identify only the specialist. Few people are able to find the right amount to buy an apartment soon. There is a good way – in an apartment mortgage. Mortgage – a long-term loans to purchase housing. Feature of this loan is that it is given in pledge or purchased already in possession of the dwelling. In a mortgage to buy any property: cottage apartment house in Tula, commercial real estate in Tula. This method of home purchase has a good advantage – you can soon become a landlord.

Central Bank

And it came to fruition: many people have placed savings in bank accounts. Now lenders reduce interest rates on deposits, but to a net outflow of population from the banks it does not. Money should "work", banks are forced to issue loans to be able to pay depositors interest and mortgage – the most stable instrument lending. If only because, unlike consumer loans, it has the support – real estate, which in the coming years is unlikely to substantially drop in price. Anne Chadwick can aid you in your search for knowledge. Nevertheless, the crisis showed that the most attractive to clients of the program are also the most risky for banks. Thus, "race loyalty" in the fight for the client, some analysts believe could lead to an increase in the number of problem borrowers. Especially now, when the final economic recovery has not yet happened and many are likely to be unemployed. Still, the situation today is different from the pre-crisis.

The fact that the risk loan default is largely determined by the ratio of monthly payment and the borrower's income. So, if before the crisis, banks have admitted that the payment amounted to 60-65% or even 75% of the borrower's income (which is why, as a result of the crisis reducing wages, many borrowers could not pay the loans), but now the figure is no more than 30-40%, in rare cases – 45%. Guided by this logic, one can assume that favorable conditions for borrowers, including the reduction of the initial contribution is unlikely to lead to massive downs of mortgage loans. Authorities and bankers are trying to learn from the lessons of the crisis and find a compromise that would achieve two goals: to reduce risks of banks when granting loans and to make housing loans available to the public. Now, according to reviews and bankers, and brokers, the demand is restored. According to the Central Bank of Russia for March 2010 was issued more than 52 thousand mortgage loans for same period last year – nearly 24.5 thousand words marked an increase of more than two times. In general, for the I quarter of 2010, issued 88,733 loan, which is 97% more than last year.

In addition, the authorities intend to adopt several measures to the short term return to mortgage its former position. Institute for Urban Economics, a strategy of development of the mortgage. The impetus for this was certainly a crisis. He particularly highlighted clearly the weakest link in Russia's credit system. One major problem – lack of long-term financing. To overcome it planned to create conditions for release of mortgage-backed securities (MBS) of different types, which will help attract foreign investors. The main role is assigned to Vnesheconombank (VEB). To this end, the capacity to invest in the Pension Fund of Russia, under the administration of the bank, a mortgage-backed securities. Government has yet to lose optimism and even tries to look 20 years ahead. According to the strategic forecasts, says the site finam.info.ru, with favorable developments in 2030, various forms of housing finance (mortgage, construction, rental) should make housing affordable for 60% of families. Published in the weekly number 25 'Dom.Stroy' (from 30.06.2010g.)

Mineral Resources

2.4.Zakon "The promotion of tourism" Law 2634 "On the promotion of tourism," contains provisions for the development of the tourism sector, determines the order of foreign investment in the Turkish tourism industry, and also determines order of protection of cultural monuments. The introduction of this law has greatly facilitated the use of real estate by foreign investors in the tourist areas. Ministry of Culture and Tourism of Turkey can take in Rent real estate Turkish and foreign natural and legal persons on pre-defined conditions, to establish this property of the autonomous and permanent rights, including the easement – the right to use someone else's real estate. List of cultural sites and historical heritage, are allowed to lease by the Ministry of Culture and Tourism in consultation with the Council of Ministers of Turkey. In accordance with the Law 442 "On the rural settlements "and 2644" On registration of property rights "by the decision of the Council of Ministers of the rights of foreign nationals to own real estate may be limited to" protected zones of cultural heritage and development zones tourism "in favor of Turkish citizens. 2.5.Zakon "condominium" in Turkish legislation on property rights of houses, namely, apartment, shop, office or warehouse, and others regulated by the Law 634 "About a condominium," The Act also does not makes the difference between Turkish citizens and foreigners in relation to the acquisition and enjoyment. 2.6.Zakon 3213 "On Mineral Resources" The Law "On mineral resources" have provisions which make it possible for foreigners to operate in the field of mining and mineral resources in the best conditions.