Ordinary People

Having examined the history of the lives of ordinary people in the world, one can only wonder why, in the same situations, all act differently. Success stories of the rich entrepreneurs differ from the existence of the poor. Although sometimes difficulties in the way are absolutely identical. At every step, hear – somebody help repay the loan, or I can not repay the loan for an apartment. But the mechanisms are known to those who coped with a hopeless situation. Many publish their stories of how the lives of ordinary people to help drugim.Esli there is no way to repay the loan to the bank, do not despair. You just need to choose a mentor, coach.

Or read the stories from the life of a successful people. They have been through a lot and know exactly how quickly repay the loan in krizis.V your stories of life there was a betrayal. White light is not nice. Despair. Yeah like you millions, who also share their experiences. In network must have a website, whose authors collected stories from the lives of ordinary people in Russia and abroad. Presented and the literature, and comments of psychologists. Need to reach out and help find a must!


That day the real estate sector as a whole had a drop of which happen once every years, of which tend to announce the beginning of a great movement. It was not a simple correction. Nor do I believe that the trigger was the initial fall of Astroc as he has been said in many places. Astroc is a company that does not follow any analyst, who does not have a clear and understandable, not distributed dividends and activity which was considered very overrated (to 75 euros had a PER2006 of nearly 100 times) by the vast majority of stock investors. Therefore, if the majority of investors could expect that sometime Astroc disrupted a strong correction not it seems logical to think that this correction has caught them by surprise and they have reacted with panic selling shares of other companies that have a clear activity, share dividends and were not so absurdly overvalued as Astroc.

I think the real trigger for the correction was the 100 questions TVE program to Rajoy, which said very clearly on several occasions that I was going to liberalize the soil when it came to the Government. Because, for me, the real estate bubble did not begin at the end of the 1990s, but the day that someone invented a major scam of mankind; the urban recalificaciones. It is not recalificaciones system promotes corruption, it is that it is expressly intended to enrich himself through corruption. The market of the soil in Spain (and in the majority of countries) does not respond to the laws of supply and demand (as the markets of apples, t-shirts, cars, computers, shoes, etc.) but the level of corruption and totally arbitrary decisions of a small group of people who decide where you can build and where not. Currently the price of land in Spain has a very high price, but the soil is not a scarce commodity.

Gregorio Hernandez Estate

The current housing market seems a lot to market cars that today seems more a bad dream than a real situation that lived many of the people we meet every day on the street. In many places I have read that the drop of the real estate in bag will not affect real estate, but I think the reality is that more informed investors have already begun to go out with strength of the housing market. If they have started by selling the shares publicly traded is because they are infinitely more liquid than real estate. The illiquidity of the immovables is tremendous and when the fall is of general knowledge can become extremely difficult to sell properties, even lowering them the price. However I think that a lowered the price of real estate siginificativa would be positive for the overall economy and the majority of the population in the long term, although short tensions and imbalances can occur if the fall is too fast.

The hardest hit would be those who have investments in real estate, but would go to benefit the holders of residence, merchants, rehabilitation of buildings, etc. Currently the price of real estate represents a brake on the economy even worse (by corruption, lack of transparency, etc.) or similar to the taxes. The Malaysian operation was assessed the heritage of the most rock in 2,400 million euros (400,000 million pestas). Developers paid that money is, but he actually left, without knowing it, the pocket of all persons who bought flats, local and villas in Marbella during those years. Which is to say that, despite the image of solidity that has real estate investment, a very important part of the price which is paid by real estate is not backed by something tangible and real as the solar or the actual construction, but that is smoke (bribes) that any day may disappear forever.